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Mahbuba is 35 years old and she is married with one child. She comes from a family of civil servants; her parents are teachers and after finishing high school, Mahbuba followed in her parents footsteps and enrolled in the pedagogical institute in 1994. On graduating from the institute, she started working in a high school in the Spitamen region. Mahbuba's husband is a migrant worker in the Russian Federation. Since the salaries in the school system are very low, she had to quit her profession and start working in a shop. For more than six years, Mahbuba has been selling women's shoes in a local market. She is a very responsible and conscientious woman with strong willpower. She needs money to increase her trade, so she has turned to Arvand for help. Mahbuba wants to expand her business and she will use this loan to buy a new assortment of women's shoes. She thanks Arvand for their great support.
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Махбуба женщина 35 лет. Замужем мать 1 ребёнка. Махбуба из семьи служащих. Мать и отец Махбубы учителя. Махбуба после окончания школы пошла по стопам своих родителей и поступила в педогогический институт в 1994 году. Окончив институт начала свою трудовую деятельность в средней школе в районе Спитамен. Муж Махбубы является мигрантом в РФ. Так как заработная плата в школьных учреждениях были низкие она была вынуждена бросить свою работу и заниматься торговлей. Вот уже более шести лет Махбуба занимается продажей женской обуви на вещевом рынке района. Махбуба очень ответственная, добросовестная женщина с крепкой силой воли. Для увеличения товарооборота ей необходимы денежные средства и по этой причине она обратилась в организацию Арванд. Махбуба хочет расширить свой бизнес и на полученный кредит хочет закупить новый ассортимент женской обуви. Махбуба благодарна МДО "Арванд" за большую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 232
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Mahbuba to purchase of a new range of women's shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2013
May 28, 2013
Currency Exchange Loss:
Jun 17, 2014