A loan of $675 helped to buy cosmetics and to pay for her education.


Grace Elsa's story

This is Grace’s third loan with the Medio Ejido communal bank. She lives on the outskirts of the city of Cuenca. This city has a lot of tourists because of its beautiful colonial architecture. It is bathed by four rivers and enveloped by expansive nature. Its people conserve the culture and traditions of their villages.

Grace, age 22, is single and lives with her mother. They do not have their own house, so they rent where they live.

Grace has been selling cosmetics for five years. She sells to her friends and colleagues at the university. She is in the fifth cycle of her electrical engineering and telecommunications studies.

She will use the loan to pay for her education. She will also buy cosmetics on sale, and this way she will expand her business.

Her goal is to finish her education and to become a good professional.

Translated from Spanish by Kiva volunteer Ginny Kalish


Loan details


Lenders and lending teams



Loan details