A loan of $1,475 helped to buy cosmetics, creams, and plastic products.


Maritza Monserrate's story

The María Inmaculada communal bank meets every 15 in the La Sequita parish in Montecristi. The canton is known for its famous straw hats that are valued in and outside of the country.

This is where Maritza, age 33, lives. She is married, and they have four children, ages 15, 13, 8, and 3. The oldest children go to high school, and the youngest goes to primary school. Her husband is an assistant bricklayer.

Maritza is a very good housewife. In order to get her own income she is a merchant. She sells plastic products like plates, glasses, brooms, dustpans, and chairs, etc. She also sells cosmetics and creams. She works three or four days a week. She goes out to make her rounds with the help of her children. She sells for credit, and she collects every week-end. She buys the products at a place in Picoaza because they give her a very good price. She has been in this business for four years, and it is going very well for her.

This loan is to buy cosmetics, creams, and plastic products. She has been in the communal bank since it started. She likes it because the group is very united.

Her dream is to have a place to sell.

Translated from Spanish by Kiva volunteer Ginny Kalish


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Loan details