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Samvel is a teacher with many years of experience teaching at the local school. He lives with his wife and two children. As a teacher's salary is hardly enough to make ends meet, Samvel is also involved in cattle breeding. Realizing that agriculture helps him to have a stable income, Samvel would like to expand it. He has applied for this loan to purchase land. This will enable him to cultivate different types of fruits and vegetables and gather more income.

Samvel works hard to improve his family's living conditions and ensure a better future for his children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,600 helped Samvel to purchase land for cultivating fruits and vegetables.
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 13, 2013
Jun 1, 2013
Currency Exchange Loss:
Jul 1, 2013