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Salvi and her husband (in the photo) are engaged in breeding cattle and in land cultivation. Salvi is a very enthusiastic woman willing to improve her family’s conditions (her three children are in the photo).

The family’s farm currently includes 25 cows and 10 calves. They also own agricultural land where they cultivate wheat, barley, and potatoes as well as grow plum and pear trees. Together with her husband, Salvi works hard to gather a good harvest and raise the cattle. The gathered agricultural products they sell locally and earn an income, which is the only way of sustaining the family. The income from farming is hardly enough to make ends meet so it is very important for Salvi to expand her farm. She has applied for this loan for purchasing seeds and fertilizer for good cultivation. The loan will help Salvi and her husband to cover fuel costs and take the gathered harvest to the market. So the family works to have a big and successful farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 144
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Salvi to pay for fertilizer and seeds and to cover fuel costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 16, 2013
Jun 1, 2013
Currency Exchange Loss:
Jun 17, 2015