A loan of $3,475 helped a member to purchase cold drinks, stationary, thread and blouse pieces to sell.


Panchashakha Group's story

Panchasakha Joint Liability Group was formed in the year 2009 by five women from M. Rampur town in the Kalahandi district of Odisha, India. The purpose was to take a loan from Mahashakti Foundation and expand their businesses. Jyotshnarani is one of the members. The lady standing in front in the photograph with her hand raised is Jyotshnarani. She is 24 years old and lives with her husband and seven-month-old daughter. Jyotshnarani’s husband has been running a multifarious business that includes a photocopy center, stationary store, thread wholesaling and a cloth center for the last 12 years. After marriage, Jyotshnarani has been helping her husband. All these trades are running under one roof. Jyotshnarani gets a monthly income of 7,000 INR from the business. Out of this income, she is barely able to manage her household expenses along with her business expenses. So she wants to expand her business by taking a loan from Mahashakti Foundation. From the present loan, Jyotshnarani wants to purchase more stock of cold drinks, stationary, thread and blouse pieces. This will help her to reduce her purchasing and transportation costs, as she has to replenish her stock frequently. Jyotshnarani hopes to save enough to start a kid’s readymade garment shop and give a better education to her only girl child. The other four members of the group are Laxmi, Ramita, Labanya and Haripriya who are running a fancy store, a book stall, a Tiffin and meals hotel and a photo studio, respectively.

In this group: Laxmi, Ramita, Jyotshnarani, Labnya, Haripriya
*not pictured



Loan details


Lenders and lending teams



Loan details