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Tzamjuyub Concordia Group
In this Group: Rosario , Graciela Valeriana *, Florentina Catarina , Santos Justa Rufina , Aura Tomasa , Joel Ismael
* not pictured
Florentina Catarina is 36 years old and married. She has a third grade education and three children who are all in school. She works with livestock, buying chickens to fatten up and then sell. She started this business with little capital and so far has 10 years experience. She has the support of her husband, who is a merchant.

She is organizing a group and asking for a loan that she needs to buy chickens to fatten up and concentrate to feed them. In the future, she wants her business to prosper and have more chickens. The other members of the group work in artisanal crafts and as merchants. One of the members of the group was unable to attend when the photo was taken.
View original language description ↓
La señora Florentina Catarina de estado civil casada, tiene 36 años de edad, de escolaridad 3ro. básico, tiene 3 hijos y los 3 están estudiando, ella se dedica a actividades pecuarias, compra pollos para engorde y luego venderlos, inició este negocio con poco capital y hasta el momento lleva 10 años de experiencia. Cuenta con el apoyo de su esposo quien se dedica al comercio.

Organiza un grupo y solicita un préstamo que lo necesita para comprar pollo para engorde y concentrado para los mismos, en el futuro desea que su negocio prospere y tener mas pollos; las demás integrantes del grupo se dedican a artesanía y comercio. Una de las integrantes del grupo no pudo asistir cuando tomaron la foto.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 66
    View loans »
    Guatemala Loans Fundraising
  • $12,393,850
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Tzamjuyub Concordia Group's $2,200 loan helped a member to buy chicken to fatten up.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 12, 2013
May 27, 2013
Currency Exchange Loss:
Apr 2, 2015