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Elvis Jose
Elvis is a 28 year old young man. He lives on the new highway to León. His wife is a housewife. He has a 3 year old son. They depend on him, since he is the only one who is working, in a business that sells car parts. Elvis really wants to get ahead with his family. The loan he is asking for is to continue construction on his house. He is asking for the loan to build a wall, letting the roof, doors and other necessary things wait. His income only allows him to go little by little. He is happy because it is advancing and he can offer his family a safe home.
View original language description ↓
Elvis, es un joven de 28 años de edad, habita en carretera nueva a León su esposa es ama de casa, tiene un hijo de 3 añitos ellos dependen de él ya que solamente él trabaja en una empresa en venta de repuestos de vehículos. Elvis tiene todos los deseos de superarse junto a su familia. El crédito que solicita es para continuar la construcción de su casa, por lo que solicita el crédito para hacer una pared, dejando pendientes techo, puertas entre otros de necesidad, ya que sus ingresos le permiten ir poco a poco, está muy contento porque está avanzando y podrá ofrecerle a su familia un hogar seguro.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Elvis Jose to buy cement, iron rods, blocks and sand.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 4, 2013
Currency Exchange Loss:
May 17, 2014