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Ruth is a 40-year-old woman and is married to Leonard, 53, who is working at a repair shop. They have five children: Septiadi, 18, who is working; Defrid, 15, a Junior High School student; David, 13 and Samuel, 9, both are in Elementary School; and the last one is Arthen, 5 years old.
In order to help her husband in generating more income, Ruth cooks the simple lunch for 10 people who are working in a repair shop. The owner of the repair shop pays 350.00 IDR (Indonesian Rupiah) per week to provide food for the employees.
Her husband plans to resign from his work, to start a new business as a fisherman. Currently, they have a small boat and it is ready to operate but unfortunately they need some money to buy a flashlight, trawl lead, floats, etc. She got information that TLM provides a business loan for small business entrepreneurs like her. She then requested a loan amount of 4,000,000 IDR from TLM .

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 68
    View loans »
    Indonesia Loans Fundraising
  • $6,264,350
    Funds lent in using Kiva
  • 9,770.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ruth to buy a flashlight, trawl leads, floats, etc.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 20, 2013
May 27, 2013
Currency Exchange Loss:
Apr 22, 2015