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Villa Universitaria Group
In this Group: Alexandra Dora, Nilda Teresa, David Jose, Julia, Kela, Ana Lucia
Greetings from Peru! This is the communal bank "Villa Universitaria."

Teresa is one of the members. She is 41 years old, and is the single mother of 2 children aged 17 and 8. Teresa lives in her parent's house, and that is also where her business is located. She has a general store where she sells all types of groceries, soft drinks and school supplies. Teresa always keeps her store well stocked to keep her customers happy. She's had the business for 7 years, and she spends many hours there each week. Thanks to the income that she earns through her work, she can afford to support her children and help them with their education.

Teresa is requesting this loan so that she can buy more products for her store. In this way, she hopes to keep her business prospering so that she can be one of the best in the neighborhood. This loan is giving her peace of mind; she feels very happy and grateful to the lenders who are making it possible for her and her group to obtain this assistance.

In the photo, Teresa is the one wearing the gray shirt with blue stripes.
View original language description ↓
¡Saludos desde Perú! Este es el grupo Villa Universitaria

Teresa es uno de sus miembros.Ella tiene 41 años es soltera y madre de 02 hijos de 17 y 08 años respectivamente. Teresa vive en casa de sus padres, allí tiene su negocio; una Bodega bazar donde vende todo tipo de productos entre abarrotes, gaseosas y útiles de librería. Teresa siempre mantiene su bodega surtida para que sus clientes puedan estar contentos, son 07 años que tiene este negocio al cual le dedica muchas horas semanales, gracias a los ingresos que percibe por su trabajo puede costear la manutención de sus hijos y ayudarlos en sus estudios. Teresa ha solicitado este préstamo para comprar más productos para su bodega de esa manera quiere que su negocio siga prosperando para que pueda ser uno de los mejores en su barrio, obtener este préstamo le da tranquilidad;se siente muy feliz y agradecida a los inversores que hacen posible que ella y su grupo puedan obtener esta ayuda.
Teresa aparece en la foto con polo color plomo con rayas azules.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Villa Universitaria Group's $950 loan helped a member to buy products for her store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 27, 2013
Currency Exchange Loss:
Oct 17, 2013