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Johana De Los Ángeles
Señora Johana lives in the city of Managua. She is married and has run a small grocery out of her home for the last three years. Her store is open from 6:00am until 8:00pm. Her grocery store has helped to provide an education to her children, who are school-aged.

She is requesting a loan from Kiva to invest in the purchase of products like rice, sugar, soap, cooking oil and other items. She will sell the products in her store, which will increase her sales and her income. This will allow her family a better quality of life.
View original language description ↓
La señora Johana vive en la cuidad de Managua casada, tiene una pulpería en su casa de habitación atendiendo a su clientela desde las 6 am hasta las 8 pm desde hace tres años y esto le ha ayudado a mantener el sustento y estudios de sus hijos que están en edad escolar.

Está solicitando a kiva un financiamiento para invertirlo en la compra de productos como arroz, azúcar ,jabón aceite y otros productos para comercializarlo en su negocio para incrementar su ventas y así aumentar sus ganancia ya que esto le permite mejorar las condiciones de vida de su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Johana De Los Ángeles to purchase soap, rice, sugar and cooking oil.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 11, 2013
Jun 3, 2013
Currency Exchange Loss:
Jul 18, 2014