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Ondina Auxiliadora
Mrs. Ondina lives in the municipality of Masaya with her son. She is a hardworking and modest woman who fights everyday to improve their life conditions and to provide her son with a better future. She has had her own business for a long time selling vegetables in bulk in the municipality market. Thanks to her business, she has been able to self-improve.

She currently needs to repair her house as she fears it might be damaged or suffer from flooding during the winter. She will use the loan to buy construction materials, such as blocks, cement, sand, iron, stone, etc. She is grateful to Afodenic and Kiva Microfunds for the support received.
View original language description ↓
La señora Ondina habita en el municipio de Masaya junto a su hijo, mujer trabajadora, humilde, lucha dia a dia para poder mejorar sus condiciones vida, y darle a su hijo un mejor futuro, desde hace mucho tiempo tiene su propio negocio vende y verduras al por mayor, en el mercado del municipio, gracias a su negocio a podido superarse, actualmente ella le urge reparar sui casa ya que con la llegada del invierno teme que sufra de daños o inundaciones, con este credito que se le ha otorgado comprara Materiales como: Bloques, Cemento, Arena, Hierro, Piedras cateras etc. Agradece el apoyo que Afodenic en conjunto a Fondos Kiva le estan brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,759,425
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,450 helped Ondina Auxiliadora to buy construction materials.
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 3, 2013
Currency Exchange Loss:
Jul 3, 2013