Check out some available loans that are similar to this one!
Walter, 34, is in a common law marriage, and lives with his children and wife who are his first priority. With his loan he will buy fertilizer, high-quality coffee seedlings, and fungicides as well as pay for coffee sowing labor. He will have everything ready in order to do the sowing work when the rains begin with the objective of raising and improving the density of plants per area, as well as taking advantage of the good fertility of the land, the climate conditions and other conditions favorable to coffee cultivation.

With these improvements to the cultivation process he hopes to obtain a bit of revenue and improve the life conditions of his family as well as investing a bit more in the cultivating area and meeting some other goals. This is the first loan he will have received from FUDECOSUR. He had not had other loans before in state banks, but FUDECOSUR has offered him a loan with greater ease and with a much lower interest rate.
View original language description ↓
Walter, tiene la edad de 34 años, está unión libre, vive con sus hijos y esposa que son su mayor prioridad. Con su crédito pretende hacer la compra de fertilizantes, y almácigo de buena calidad y fungicidas y pagar mano de otra en trabajos de siembra para el café, y de tener todo listo a inicio de lluvias para hacer el trabajo de siembre y esto con el objetivo de aumentar y mejorar la densidad de plantas por área, además de aprovechar la buena fertilidad del suelo y las condiciones de clima y otras condiciones que favorecen al cultivo de café. Con estas mejoras al cultivo espera obtener un poco de ganancias y así mejorar las condiciones de vida de su familia y también invertir un poco más en el área de cultivo y también cumplir algunas metas. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 502.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Walter to sow coffee.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 10, 2013
May 26, 2013
Currency Exchange Loss:
Sep 17, 2014