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Meri is a young mother from Dimitrov village of the Ararat region, Armenia. She lives with her husband, in-laws, and little son (shown in the photo). Meri cultivates land with her family, currently growing apricot and pear trees. They work hard to gather a good harvest and to sell it in the local market. The family owns a greenhouse which is too old and needs to be renovated. Meri has applied for this loan to pay for renovation of the greenhouse as well as for tomato seeds and fertilizer. The renovation of the greenhouse will give Meri an opportunity to cultivate different types of fruits and vegetables and gather more income. As agriculture is the only source of income for the family, this loan is very important for Meri to be able to create better living conditions and to sustain her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Meri to pay for tomato seeds, fertilizer, and the renovation of the greenhouse.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 8, 2013
Jun 1, 2013
Currency Exchange Loss:
Apr 18, 2015