A loan of $550 helped to purchase poultry.

Edina's story

Edinah lives in the Litein area of Kenya. She has five children and has been farming for seven years. Her primary income sources are milk, eggs, and crops.

She stated what is most enjoyable about farming is the farming. Her biggest challenge is poor weather. Animals on the farm have been given the names of 'Seroy.'

Edinah was asked why she chose Juhudi Kilimo for this loan, to which she replied, good training. This client was also asked what was learned during Juhudi's required micro-finance training session: "It gives loan in groups."

Her highest monthly expense is school fees. When asked how this loan will benefit the family, Edinah replied that it will bring more income to meet the family's needs.

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Edinah owns cows and poultry, but does not own items like pigs, a pump, a bicycle, motorcycle or automobile. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household a mosquito net, but does not have electricity, solar power, running water, sewing machine, TV, or DVD player.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient and keeping costs down."

Loan details

Lenders and lending teams

Loan details