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Ms. Samina is a 25-year-old, vigorous, lady and the mother of two children. She has been sewing clothes for many years and is now experienced enough to make all kinds of designs. She sews for the people of her community and uses the income to support her entire family. However, due to a lack of funds, she is unable to meet the daily demand from her customers. For this reason, she applied for a loan of PKR 25,000 from Kashf Foundation. She intends to use this loan to buy more spools of thread in different colors, as well as packets of laces, zippers and buttons, to create increase her revenues, so that she may able to generate a healthier source of income. She is in her second loan cycle and thankful to Kashf for its tremendous support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 283
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Samina to buy more spools of thread in various colors, as well as packets of laces, zippers and buttons, for her sewing business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2013
May 27, 2013
Currency Exchange Loss:
Jun 17, 2014