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Uzma is a 36-year-old energetic lady. She has three children. Her husband is a laborer, and his income is not enough to meet his family’s needs. In order to overcome the financial problems, Uzma decided to help out her husband by doing an animal sales business, and then she requested a loan from Kashf Foundation to provide full support to her family. She is obtaining her fourth loan with Kashf Foundation and strongly believes that she has improved her living standard and that her children are receiving a good education due to good income sources. She requested a loan of 40,000 PKR to purchase more cattle and wants to enhance her business to become a successful lady who makes strong efforts for her family. Currently, after a hard struggle, both Uzma and her husband are successfully running a cattle rearing business. She is a good example for women in her community.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Uzma to purchase more cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 27, 2013
Currency Exchange Loss:
Feb 17, 2014