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Kholniso is a young single woman. She is 26 years old and lives with her parents and younger siblings in the Shahrituz region. Kholniso and her parents are farmers. She is a very hard working woman and wants to expand into raising livestock as well. Kholniso has a good place to raise her cattle. She has turned to us for a loan which she will use to buy her first two cows. She plans to feed the animals for a month then sell them at the local livestock market for a profit. Kholniso really hopes to be able to make her dreams a reality because of your support.
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Холнисо молодая незамужняя девушка. Ей 26 лет. Она живет с родителями, младшими сестрами и братьями в районе Шахритус. Холнисо и ее родители занимаются земледелием. Холнисо очень трудолюбивая девушка. Сейчас она хочет начать новую деятельность и выбрала для этого сферу животноводства. Холнисо имеет место для разведения скота. Она обратилась за кредитом и планирует в месяц закупать по двух голов крупнорогатого скота, откармливать в течение месяца и продовать с наценкой на скотном рынке. Холнисо очень надеется на реализацию своих планов при Вашей поддержке.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 225
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Kholniso to purchase two cows and feed for them.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 20, 2013
May 27, 2013
Currency Exchange Loss:
Feb 17, 2014