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Enkhtaivan, 43 years old, lives with his wife and two children in Ulaanbaatar, the capital city of Mongolia. He has been rendering taxi service to local people since 2003, and accumulated a vast amount of experience in picking up customers, driving them quickly to their destinations and shortening routes. His wife works as a saleswoman at someone's stall. His two children both go to high school. They have recently built their house, but haven't finished some interior parts.

Enkhtaivan is requesting a loan of 5,000,000 MNT to purchase building materials, such as vacuum-insulated windows, planks, wallpaper and fiberglass. Using those materials, he can finish his house, thus providing more comfortable and warmer accommodations for his family. The newly built house will enable the family to burn less coal, emit less smoke and then contribute to the efforts against air pollution. Now they live in a Mongolian traditional ger(portable felt dwelling) on a plot of land. Right after the house is finished being built, Enkhtaivan, together with his family, wants to move into their house. He is a very hardworking individual who strives for a better future.

Additional Information

More information about this loan

This loan is part of Credit Mongol's green loan program, which helps clients to purchase products for improving their heating and ventilation systems, reducing pollution and health problems caused by burning coal in the winter.

About Credit Mongol

Credit Mongol is the largest non-banking financial institution (NBFI) in Mongolia. Its mission is to contribute to the prosperity of Mongolians by providing high-quality, affordable and varied financial services to micro-entrepreneurs and small-to-medium-sized businesses. It prioritizes serving remote, rural populations that have typically lacked access to credit and other financial services. Uniquely, it offers solar panel loans to nomadic herders, most of whom live without electricity.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mongolia

  • $5,900
    Average annual income
  • 0
    View loans »
    Mongolia Loans Fundraising
  • $15,491,375
    Funds lent in using Kiva
  • 1,424.5
    Mongolia Tugriks (MNT) = $1 USD