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Marta Julia
Martha is 62 years old. She was been a farmer for 30 years. Her principal crop is corn and sorghum. She sells her product to the staple grain agencies. With the profit she earns from her sales, she is able to cover her household expenses. Martha is requesting a loan to be able to buy needed inputs such as fertilizers, manure, seeds etc. in order to obtain better harvests and in this way give her family more financial stability.
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Doña Martha de 62 años de edad se dedica a la agricultura desde hace 30 años su principal siembra es el maíz y maicillo comercializa sus productos en las agencias de granos básicos, con las ganancias que obtiene de sus ventas logra solventar los gastos que se le presenta en su hogar. Doña Martha solicita un crédito para poder comprar insumos necesarios como: fertilizantes, abonos, semillas, etc. para obtener mejores cosechas y asi poderle darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 490
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Marta Julia to buy fertilizers, manure, seeds etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 18, 2013
May 26, 2013
Currency Exchange Loss:
Mar 17, 2014