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Johanna Beatriz
Johanna is 30 years old and sells all types of personal use products such as lotions, deodorants, perfumes, and other items as a street vendor in different neighborhoods that are near her home. With the profit she generates from her sales and the assistance of her husband, she is able to pay for household expenses. She lives in her own house with her husband and their four children.

Johanna wants to increase her business, so she is requesting a loan in order to buy everything she needs such as perfumes, nail polishes, deodorants for women and men, hand and body crèmes, and other products. She already has many customers, so she will be able to offer these products at affordable prices. With the assistance she requested, Johanna will be able to generate more income and provide what her family needs without any limitations.

View original language description ↓
Johanna de 30 años de edad, se dedica a la venta de todo tipo de productos de uso personal como lociones, desodorantes, perfumes, etc. vende de forma ambulante por las diferentes colonias que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas y con la ayuda de su esposo logran solventar los gastos de su hogar vive en casa propia con su esposo y sus cuatro hijos, johanna desea acrecentar su negocio por eso solicita un credito que le permita poder comprar todo lo necesario como: perfumes, esmaltes para uñas, desodorantes para damas y caballeros, cremas para manos y cuerpo, etc. ya que tiene mucha clientela por dar sus productos a precios accesibles con la ayuda solicitada ella podrá obtener mejores ganancias y así seguirá dándole a su familia lo que necesita sin limitación alguna.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 697
    View loans »
    El Salvador Loans Fundraising
  • $29,614,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Johanna Beatriz to buy perfumes, nail polishes, deodorants for women and men, hand and body crèmes, and other products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 6, 2013
May 28, 2013
Currency Exchange Loss:
Nov 17, 2013