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This is 40-year-old Edward. He is married and has three children, aged 2, 5 and 13. He has two additional dependents, who live with him because he is helping a sister with her children's education.

In 2005, Edward established his drinks and beverages, musical set rental and chair rental business. He began his business to be self-reliant after graduating from college with no job. His business is located in the city center, and his main customers are adults. Working seven days a week and 15 hours a day, he earns about 703,000 SLL (Sierra Leone leones) every month from this business.

He would like a loan in the amount of 3,000,000 SLL. Edward requires a loan in order to pay for additional soft drinks and beverages. He hopes that this loan can improve the production and add to the profit. In the future, Edward plans to improve the business and expand, hopes to be able to take care of the children and open another outlet within the town. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,328.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Edward to pay for soft drinks and beverages.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 17, 2013
May 26, 2013
Currency Exchange Loss:
Apr 16, 2014