On her own initiative and with a lot of effort and dedication, Marcelina works in her small business selling baby clothing. She works every day for approximately eight hours and believes it's going well for her because of her good prices and friendly treatment of others.
Marcelina's very grateful to the Kiva lenders because thanks to their help she'll be able to buy more merchandise such as bibs, layettes, and other things.
This way Marcelina's business will be better stocked and she'll be able to take care of more customers and continue working and making the effort to realize her big dream of having her own house.
Por iniciativa propia, con mucho empeño y dedicación, Marcelina trabaja en su pequeño negocio de venta de ropa para bebes, ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a los demás.
Marcelina se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad de mercadería, como baberos, ajuares, babuchas y otros, de esta manera Marcelina tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia casa.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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