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This borrower lives with her life partner in the home of a family member. She has worked for several years selling all types of clothing: blouses, shirts, sweaters, jackets, etc. Her business is located in a very strategic area, where many people circulate. She has a lot of customers since she sells her products at a good price. The borrower is requesting a loan so that she can buy clothing on a wholesale basis and thus stock her business with a much greater variety that will please her customers. In this way she will be able to obtain better earnings, so that she can have better economic stability with her husband.
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La clienta vive con su compañero de vida en casa de un familiar, ella se dedica a la venta de todo tipo de ropa. Blusas, camisas, suéteres, chumpas, etc. desde hace varios años, su negocio lo tiene ubicado en un lugar muy estratégico donde circulan muchas personas, tiene mucha clientela pues vende a buen precio sus productos, la clienta esta solicitando un crédito para poder comparar ropa por mayor y asi surtir su negocio con mucha mas variedad al gusto del cliente y ella podrá obtener mejores ganancias para tener una mejor estabilidad económica con su esposo.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 581
    View loans »
    El Salvador Loans Fundraising
  • $31,710,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy clothing on a wholesale basis.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2013
May 26, 2013
Currency Exchange Loss:
May 18, 2014