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The client lives in his own house with his mother, his wife, and his 1 year old daughter. He has worked in agriculture for some years and this has given him the experience necessary to attend to his crops. He is able to pay the household expenses with the income that he makes from his sales. He is soliciting a loan to buy seed, fertilizer, and herbicides to use as in the photo for his crops as this is his only source of work and this will enable him to keep putting the daily bread on the table and cover all the expenses that come up.
View original language description ↓
El cliente vive en casa propia con su madre, su esposa y su hija de 1 año d edad el se dedica a la agricultura desde hace varios años eso le ha dado la experiencia necesaria para asistir sus cultivos, con las ganancias que obtiene de sus ventas logra solventar los gastos de su hogar, el cliente esta solicitando un crédito que le permita comprar semilla, abonos, herbicidas, fertilizantes asi como muestra la fotografía para seguir con su cosecha pues esa es su única fuente de trabajo y asi el podrá seguir llevando el pan diario a su hogar y solventar todos los gastos que se le puedan presentar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 545
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy seed, fertilizers, and herbicide.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 18, 2013
May 26, 2013
Currency Exchange Loss:
Apr 16, 2014