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Zaiya is a 30-year-old female Babban Gona member, residing in Pampaida-Makaranta. Zaiya has high hopes for the profits she can make on her 0.7 hectare farm this season. She hopes to build off her success with Babban Gona from last year; with the profit she was able to make last year, Zaiya remarks that “[her] life is good because of Babban Gona.” Being a member of Babban Gona has allowed Zaiya to think positively about not only her future but that of her children. This year, a Babban Gona loan in the form of improved seeds, high quality fertilizers, and other critical inputs and services will give Zaiya the opportunity to triple her yield and income. Her personal aim is to be able to afford to build a better house for her and her family as well as satisfy her life-long desire to go on a religious pilgrimage. For her three children, Mansura, Sani, and Salamatu, she hopes that she will be able to afford to send them to university with the money she makes through Babban Gona.

Additional Information

More information about this loan

This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.

About Nigeria

  • $6,100
    Average annual income
  • 4
    View loans »
    Nigeria Loans Fundraising
  • $6,376,775
    Funds lent in using Kiva
  • 158.3
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Zaiya to access agricultural inputs and technologies that increase maize yields and iltimately profitability.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
May 15, 2013
May 30, 2013
Currency Exchange Loss:
Feb 25, 2014