Doña Juana is 31 years old and lives in her own home together with her four children and her husband. She works as a farmer, growing corn and beans. She has been working this job for many years and this is how she earns her daily bread. She is a hardworking, responsible woman who is well known by the people in her community for her generosity and kindness. Juana has decided to apply for a loan in order to purchase seed, fertilizers, insecticides, and other items. What she wants most is that her harvest is abundant and better than in years past, as this is the way in which she provides for her family. She trusts that with God's help, her dedication and her resolve to work she will achieve her dream of improving the quality of life for her family.
Doña juana de 31 años de edad, habita en casa propia junto a sus 4 hijos y su esposo. Ella se dedica a la agricultura, a la siembra de maíz y frijol. Se ha dedicado a esta actividad durante varios años de su vida y es así como se gana el pan de cada día. Ella es una mujer trabajadora, responsable y muy conocida en la zona por su enorme corazón y amabilidad para con los demás. Doña juana ha decidido solicitar un crédito para invertir en la compra de semillas, abonos, insecticidas, etc. Lo que más desea es que su cosecha sea abundante y mejor que las anteriores, ya que esta es la forma en que ella consigue el sustento para su familia. Confía en Dios que con su ayuda, su dedicación y empeño en el trabajo lograra el sueño de mejorar la calidad de vida de su familia.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.