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Noe Armando
Noe lives in his own home with his daughter, son-in-law, and grandson. He owns a store where he sells staple goods such as beans, milk, eggs, bread, and other items. He has run this business for eight years, which has given him the sales experience he needs to obtain the best prices. His store is located in his residence in a busy locale, and he benefits from having many clients as his store is well stocked. Noe is a man who is dedicated to his work and his family. Like all good businessmen, Noe hopes to grow the business and make a new capital investment but he needs more funds. For this reason he has requested a loan through INTEGRAL that will allow him to purchase staple grains, snacks, eggs, bread, beverages, etc. and provide greater economic stability for his family.
View original language description ↓
Don noe vive en casa propia con su hija, su yerno y un nieto; el posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene 8 años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, está ubicada en el lugar de su residencia en una localidad muy transitada, se ha hecho de mucha clientela, pues tiene la tienda mas surtida, don noe es un hombre dedicado a su labor y asi familia, como todo buen comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. para obtener mejores ganancias y darle a su familia una mejor estabilidad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 403
    View loans »
    El Salvador Loans Fundraising
  • $31,303,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Noe Armando purchase basic grains, snacks, eggs, bread, beverages, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 18, 2013
May 26, 2013
Currency Exchange Loss:
Feb 20, 2015