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Sonia Esmeralda
Sonia lives with her life partner and her 1 year old son. She works as a farmer. Specifically, she grows corn and sorghum. She has been working in this role for many years and she has gained very valuable experience that enables her to get the best harvests. She sells in all the surrounding areas and has many stable customers. These people always prefer her produce because it is high quality and the prices are really affordable. Also, the service is unmatched. Sonia is a woman who is very dedicated to her work and a fighter who is always ready to work hard to achieve success. She needs to invest in supplies but needs capital and so she is requesting a loan from INTEGRAL that will enable her to buy seeds, fertilizer, insecticide, herbicide, tools, etc, and also to improve the land that is shown in the photo which is where she grows her crops. Sonia is sure that she will be able to pay off her debts and, at the same time, she is confident that she will be able to give her family the life they deserve.
View original language description ↓
Sonia vive junto a su compañero de vida y su hijo de 1 año de edad; ella se dedica a la agricultura específicamente al cultivo de maíz y sorgo, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas, ella comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, sonia es una mujer dedicada a su labor, luchadora siempre dispuesta a trabajar duro para alcanzar el éxito, necesita invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, abono, insecticida, herbicidas, herramienta, etc. y también para mejorar el terreno que muestra la fotografía que es donde siembra sus cultivos. Sonia está segura que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá darle a su familia la vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 530
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Sonia Esmeralda to buy seeds, fertilizer, insecticide, herbicide, tools, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 18, 2013
May 25, 2013
Currency Exchange Loss:
Apr 16, 2014