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Rene Everardo
Rene is 45 years old and he lives with his life partner and their three children. He works growing corn and has been working in agriculture for 13 years. He has a lot of experience in the field and is very well-known in the area. He has a good clientele because he gets great results with his harvests. He sells a high-quality product at an affordable price with excellent service. Rene is very friendly. He's an entrepreneur and wants to get ahead. He thinks that taking advantage of opportunities will help him achieve greater success. In his last planting he didn't get the results he expected and now he wants to increase his production but he needs capital. That's why he is requesting a loan from INTEGRAL, which will allow him to buy seeds, fertilizer and herbicides. Rene has excellent morals, and is sure that he can repay his loan and also give his family a better life.
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Rene de cuarenta y cinco años de edad vive junto a su compañera de vida y sus 3 hijos, él se dedica al cultivo de maíz tiene 13 años de dedicarse a la agricultura por lo que se ha hecho de mucha experiencia en el rubro, es muy conocido en la zona y ya tiene buena clientela pues obtiene las mejores cosechas, por lo tanto comercia producto de primera calidad y a precios muy accesibles, además el servicio es inigualable, rene se caracteriza por su gran amabilidad, es un hombre emprendedor con muchas ganas de salir adelante, piensa que aprovechar las oportunidades lo llevaran un paso más adelante del éxito; en la última siembra no obtuvo las ganancias esperadas y esta vez quiere aumentar la producción, pero necesita de un apoyo de capital, por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, abonos, herbicidas, fertilizante, etc. rene tiene referencias de tener una moral intachable, responsable y de muy buena paga, confía que podrá responder a la deuda y al mismo tiempo podrá darle a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 545
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Rene Everardo to buy seeds, fertilizer and herbicides.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 18, 2013
May 25, 2013
Currency Exchange Loss:
Apr 16, 2014