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Mukaramkhon is a hardworking, responsible and wise woman who is 56 years old. In 1998 Mukaramkhon's husband had an accident. After the death of her husband all life's difficulties were laid on her shoulders. Mukaramkhon has one child. She began to sell rice in wholesale to give good education to her child. She buys rice from the locals and sells it on the local market. This business gives Mukaramkhon good income and she is very satisfied that she does this business.

She plans to use the loan to buy several bags of rice and increase her sales volume. Mukaramkhon is very thankful to the Arvand organization and is hoping for support.
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Мукарамхон трудолюбивая,ответственная,мудрая женщина в возрасти 56 лет. 1998 году с мужем Мукаррамхон произошёл несчастный случай. После смерти своего мужа все тяготы жизни легли на плечи Мукаррамхон. На иждивении Мукаррамхон имеет одного ребёнка. Чтобы дать хорошее образование своему ребёнку, прокормить его она начала заниматься оптовой продажей риса. Рис покупает из местного населения и продаёт на местном рынке. Этот вид деятельности дает очень хорошую прибыль и Мукарамхон очень довольна что занимается этим делом.
На полученный кредит Мукаррамхон планирует закупить несколько мешков риса и увеличить свой товарооборот. Мукаррамхон очень благодарна организации Арванд и надеется на поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Mukaramkhon to buy several bags of rice.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 27, 2013
Currency Exchange Loss:
Mar 17, 2014