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Anar, a 31-year-old, is engaged in agriculture. He married very young and now has two teenage sons. Anar works in purchasing and reselling livestock. The only challenges he is facing is his business today are expensive grass and feed and the poor quality of drugs for the animals, which increases the risk that the animals will die. However, Anar is a diligent and hard-working man, able to overcome these difficulties. The reason he has applied for this loan is to cover the costs of refurbishing his house. He loves his family and wants to create a comfortable living level for them. He promises to repay the money without any delays.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 44
    View loans »
    Azerbaijan Loans Fundraising
  • $14,698,475
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD