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Update on Zawadi

Zawadi is grateful to Milango for the capital she received to improve on her business. From the extra income, she was able to pay school fees for her children and set up a retail shop dealing in sale of both charcoal and other durable food stock.

Zawadi is now applying for a loan of 42,700 Kenya shillings to buy new stock for the grocery, retail and charcoal shop and also pay for her children's school fees.

Previous Loan Details

Zawadi is a resident of Malindi, in Coast province, Kenya. She is married and has nine children. Zawadi has owned and operated a grocery shop for four years. Zawadi learned about Milango through a friend who invited her to the group. She joined with the aim of accessing credit to improve her ... More from Zawadi's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 570
    View loans »
    Kenya Loans Fundraising
  • $49,820,425
    Funds lent in using Kiva
  • 84.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Zawadi to buy new stock for the grocery, retail and charcoal shop and pay for her children's school fees.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 1, 2013
Currency Exchange Loss:
May 17, 2014
This photo was used before for a previous loan for Zawadi. It was first posted on Kiva on Jul, 2012. Learn More