A loan of $1,025 helped a member to pay for purchasing lentils, soap, biscuits, spice items, eggs, etc.


Maa Maheswari-3 Group's story

The Maa Maheswari-3 Joint Liability Group was formed in the year 2010 by four poor but active women of Bhawanipatna town of Kalahandi district in Odisha, India to access loans from Mahashakti Foundation and expand their business. Padma, a widowed lady aged about 41 years, is one of them. The lady standing on the extreme left in the photo, raising her hand, is Padma. She lives with her one daughter aged 17 and one son aged 25 years.

Padma has been running a small general store in her locality for the last five years with the help of her husband. She sells general grocery items like rice, sugar, lentils, biscuits, toffees, fuel wood, eggs, etc. Her son is running an egg-selling business with the help of a push cart. Her net monthly income from the existing business is Rs.4,000.

Padma purchases stock for her business daily from the wholesalers of the town. As per her statement, she was able to increase the variety of items in her shop but not the inventory. She wants to increase the stock of her business from this loan amount by purchasing items like lentils, soap, biscuits, spice items, eggs, etc. for her general store. This will help her to reduce her purchasing costs and save time as she currently has to refill her stock on a daily basis.

Padma dreams of taking a permanent cabin in the township on rent to increase the volume of her business and pull some extra income.

The other three members of the group are Prabhati and Bela running auto repair centers and Saudamini running a Tiffin stall business.

In this group: Padma, Saudamini, Bela, Prabhati
*not pictured



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