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04-11-08-Nam Ngạn Group
In this Group: Ngân, Quỳnh, Dung, Hội, Hiền, Uyên
Mrs. Ngân operates a food stall/restaurant selling vegetables. She is requesting a loan to purchase vegetable and resell.

Ngân is 57 years old and is married with one child. She is the group leader of the 04-11-08-Nam Ngạn solidarity group, which consists of 6 members.
She lives and works in Thanh Hoa city, a urban area in Thanh Hoa province, with no dependents as her child is grown up.

This is Ngân's first loan with Thanh Hoa Fund of Poor Women. She has been involved in this business for 3 years. The main harship that Ngân faces in her business is the lack of capital.

With her business profit, Ngân hopes for her family to be healthy and happy, to travel for vacation within the country, and for her business to do well.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 73
    View loans »
    Vietnam Loans Fundraising
  • $17,284,100
    Funds lent in using Kiva
  • 20,840.6
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 04-11-08-Nam Ngạn Group's $1,700 loan helped a member to purchase vegetable to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2013
May 25, 2013
Currency Exchange Loss:
Jun 17, 2014