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Jocelyn is a resident of Tondo, Manila, Philippines. She is 42 years-old and happily married to Pedro who works as an engineer. God blessed them with loving children. She and her husband are helping each other working so they can give their family a good future.

Jocelyn owns a computer shop. These computer shops are rented for Php20.00 per hour. Some families don’t have their own computers so they go to computer shops to encode and print documents. Others rent to connect with their loved ones abroad and others, especially the children and the youth, rent to play games. Normally, computer shops open at 8am and close at 7pm. Her regular customers are the children and youth of their community. She earns Php 4000.00 a month.

Just as other business owners, she is also hoping that her shop will continue to expand and have more customers and branches. She meets up with her co-fellowship* members to share stories of her life and business every week and where she can also draw strength and inspiration from the fellowship and the Word of God she studies.

All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 327
    View loans »
    Philippines Loans Fundraising
  • $66,017,500
    Funds lent in using Kiva
  • 41.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Jocelyn to pay for additional computer parts and supplies needed for her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 6, 2013
May 25, 2013
Currency Exchange Loss:
Nov 17, 2013