Uk, aged 30, lives in a district of Kompong Cham with his wife and child. He and his wife have struggled a lot to earn money working in local garment factories in the province and provide better living conditions to their small child. To make an extra income, the couple has tried to work overtime until late evening and have sometimes left their child behind with their relatives. They are working in different places, and Uk had to bring his wife to work on his motorbike and pick her up every day. His wife had to pay for a ride occasionally when the motorbike was not available. For this reason, he is asking for a loan to buy a motorcycle for his wife to commute to her workplace. This motorcycle would help them save more time for other activities at home and not have to hurry to their workplaces. The challenge for them is that the fuel here is expensive, so they must save some money for gasoline costs. He is thankful for the support that HKL and Kiva lenders have provided him to address his living difficulties.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.