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Mirzorabi is 42 years old. He was born in Isfara region, close to the city. Due to his family's situation Mirzorabi was not able to attend college, despite getting good grades in school. He is farmer and works day and night in the field so that his can provide for his family. Mirzorabi is married and has four children. His eldest son is a migrant worker in Russia, but when he was still in school, his son always helped in the fields. He also did his best to help his mother and raise his younger siblings. After finishing high school Mirzorabi's son left for Russia to make a living and save enough money for his wedding.

Mirzorabi is now working the fields by himself and he gets very tired. But despite life's hardships he tries not to loose his spirit. Aside from farmland the family also owns a milk cow. Mirzorabi's wife takes care of her and milks her every day. She uses the dairy to makes various dairy products which she sells to her neighbors. The money from dairy sales is used to purchase necessary groceries for the family. Mirzorabi really wants to buy another milk cow so that he can improve the life of his family. Since his own savings are insufficient Mirzorabi has turned to "Arvand" for help. He learned about this organization from his neighbors. Mirzorabi is planning to use this loan to buy a milk cow and hopes for your help.
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Мирзораби в возрасте 42 лет, он родился в городе Исфаре, неподалеку от города. Из за семейных обстоятельств не смог получить высшие образование, хотя учился хорошо. Он сам колхозник и с рассвета до зари работает на полях, чтобы как то содержать семью. Ведь он женат и имеет четверых детей. Старший сын работает в Российской Федерации трудовым мигрантом. Еще когда он был школьником, всегда после уроков помогал отцу. И старался маме помочь, вырастить его младших братьев и сестер. После окончании школы он уехал в РФ чтобы зарабатывать на жизнь, и накопить деньги на свадьбу.
Мирзораби остался один, и он устает после работы. Несмотря на все эти трудности жизни, он старается не пасть духом. Кроме этого у него дома есть дойная корова. И его жена всегда ухаживает за ним и по утрам доит корову, а из полученного молока готовить кисломолочные продукты собственного приготовления. А продав их соседям, за полученные деньги покупает необходимые продукты для дома.
Мирзораби хочет купить еще одну корову чтобы увеличить свой доход и улучшить условия проживания. Так как у него на руках нет столько денежных средств, он обратился в «Арванд» за помощь. Об организации Арванд он узнал от соседей.
На полученный кредит Мирзораби планирует купить дойную корову и надеется на помощь со стороны Арванд.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 223
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Mirzorabi to buy a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2013
May 24, 2013
Currency Exchange Loss:
Jun 17, 2014