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Flora is married with one child. Flora is 38 years old and lives in Disud, SIndangan, Zamboanga del Norte.

Flora bakes and sells “bibingka” to earn a living and has had this business for five years. She has requested a loan to buy flour, oil, and other ingredients and materials used for baking “bibingka”.

Flora has been a member of PMPC for almost 6 years. In the future, Flora hopes to establish a business in town.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 344
    View loans »
    Philippines Loans Fundraising
  • $70,737,375
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Flora to buy flour, oil, and other ingredients and materials for baking.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 22, 2013
May 25, 2013
Currency Exchange Loss:
Dec 17, 2013