Dominga Francisca is a single mother and has two children under her responsibility. Her dream is to give them a better life. With great difficulty, with the small amount she earns, she supports the expenses for these little ones.
But she also sees a great need to improve her home and for this reason is applying to Kiva and Ceprodel for a new loan to purchase cement, bricks and sand. With this she would cover part of her needs.
She has good health, honesty, and a good credit record, which have allowed her to manage to have a home through credit with Ceprodel and Kiva. These have helped her a great deal in bettering her life.
Dominga Francisca es una madre soltera, cuenta con dos hijos bajo su cargo, son de sus sueños darle una mejor vida, a duras penas, con lo poco que gana, ella mantiene los gastos de estos dos pequeñitos, pero también ve de gran Necesidad mejorar su vivienda, por tal razón solicita un nuevo financiamiento a Kiva Y Ceprodel para la compra de: Cemento, ladrillo y Arena, con esto cubriría parte de su necesidades.
Cuenta con una buena salud, su honestidad y su buen record crediticio, que ha permitido llegar a tener su vivienda a través de crédito con Ceprodel y Kiva, estos lo han ayudado mucho a la mejora de su vida.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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