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Mario Antonio
Santa Rosa del Peñón is a small town with many commercial and agricultural characteristics. This is where young Mario Antonio lives. Mario Antonio’s the name of this young 24-year-old married man with two children in his care. His wife’s a merchant and has a small grocery store. With the little she earns she helps with the family’s daily sustenance but one of his dreams is to live in a better house and provide his son with a better roof.

He’s presented with the opportunity of getting to know Ceprodel and Kiva and to realize that they help his type of person. Facing the great need of improving his house, he’s asking for a loan to buy cement and sand and to pay labor costs. It would be among his great dreams to plaster the walls of his house that have been damaged by natural causes.
View original language description ↓
Santa Rosa del Peñón, es un Pequeño Pueblo con muchas características de comercio y agricultura, es aquí donde habita el joven Mario Antonio.

Mario Antonio se llama el Joven de 24 años de edad es casada, con dos hijos bajo su cargo, su esposa se dedica al comercio, cuenta con una pequeña pulpería, con lo poco que ella gana ayuda en el sustento diario de su familia, pero es de sus sueños vivir en una mejor vivienda, brindarle a su hijo un mejor techo.

Se le presente la oportunidad de conocer a Ceprodel y Kiva que estos ayudan a este tipo de persona, viendo de gran Necesidad mejorar su vivienda, solicita un crédito para la compra de: Cemento, arena y pago de Mano de Obra, seria de sus grandes sueños darle un repello a las paredes de su vivienda por lo que se encuentran deterioradas por fenómenos naturales.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $650 helped Mario Antonio to buy building supplies and to pay labor costs.
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 9, 2013
Jun 3, 2013
Currency Exchange Loss:
Jul 3, 2013