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Update on Trinidad

Doña Trinidad is a mother who has faced some health problems in her family in the last few years that have made her incur additional expenses. She keeps working as a caretaker at a private company and her husband is a security guard.

She plans to use this new loan to continue to improve her house, which is still unfinished due to the difficulties she has gone through. She will buy zinc layers, iron bars, blocks, sand and cement to reinforce the materials that were left from last construction work. She plans to change the ceiling and make the walls taller, and hopes to make some progress little by little so that they can live under better life conditions.
View original language description ↓
Doña Trinidad, una madre que en los últimos años ha enfrentado problemas de salud que ha padecido su familia con los que ha tenido que incurrir en gastos, ella continua trabajando como conserje para una empresa privada, su esposo guarda de seguridad. Con este nuevo crédito espera continuar la mejora de su vivienda que la ha dejado sin concluir debido a las dificultades, comprara laminas de zinc, perlines, bloques arena cemento, para reforzar los materiales que le quedaron de la construcción anterior, con los que hará cambio de techo y subir un poco más la pared, espera ir avanzando poco a poco para vivir en mejores condiciones.

Previous Loan Details

Trinidad continues working half time as a custodian and making tortillas by hand in the afternoon, which has given her more income to continue improving her house. Her husband sells basic grains and her children work. This past year was very sad for her because her son had a motorcycle accide... More from Trinidad's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 73
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $725 helped Trinidad to buy zinc layers, iron bars, blocks, sand and cement.
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 3, 2013
Currency Exchange Loss:
Jul 3, 2013