G.s Ciudad Nueva Group
Juan needs this loan in order to buy eggs, bananas, melons, and watermelons. He hopes to increase sales with this loan, since he will have more products to offer his daily customers. This will allow him to cover his needs. Juan, as well as his fellow group members, expects his financial situation to improve as a result of this investment.
In a few years, Juan would like his business to have become the largest and most well-known is the area, so that he can continue supporting his family and help them become positive members of society.
Fermín's business is selling bread. He has been doing it for eight years. Filomena's business is selling tortillas and firewood. She has been doing it for ten years.
Choluteca, Honduras – April, 2013
Juan el préstamo lo necesita para la compra de huevos, bananos, melones y sandias con el crédito la espera el aumento de sus ventas debido a que contara con más capital y que ofrecer a los clientes que lo visitan a diario y así cubrir sus necesidades.
Juan al igual que sus compañeros de grupo esperan que mejore su situación económica y que se vea reflejado con esta inversión.
Juan en unos años sueña con que su negocio este posicionado como el más grande y conocido de la zona y poder seguir apoyando a su familia a que se convierta en personas de bien para la sociedad.
Don Fermín su negocio es la venta de pan desde hace 8 años
Doña Filomena su negocio es la venta de tortillas y leña desde hace 10 años.
Choluteca, Honduras – Abril del 2013
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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