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Martha Lorena

Update on Martha Lorena

Martha Lorena lives in the town of Ticuantepe with her family. Her husband supports her in all of her decisions and helps her with their household expenses, since he has been working for a private company for a very long time. She works as a domestic in a private home.

She will use this loan to purchase materials like blocks, iron, and sand, in order to build a porch in the back of her house so that water doesn't seep in during the winter.

She is grateful for the support that Afodenic and Kiva funds have given her.
View original language description ↓
La señora Martha Lorena. habita en el municipio de Ticuantepe junto a su familia, su esposo la apoya en todas sus decisiones ademas le ayuda con los gastos del hogar ya que trabaja para una empresa privada desde hace mucho tiempo, ella labora como domestica en una casa privada, con este credito compra materiales como: Bloques, Hierro, Arena para realizar un porche en la parte trasera de su casa para evitar que en el invierno se filtre el agua, Agradece el apoyo que Afodenic y Fondos Kiva le han brindado.

Previous Loan Details

Martha Lorena, 46 years old, lives at Ticuantepe, Reparto Juan Ramon Padilla, Seventh Street, with her husband, who works as a chauffeur to help with household expenses. They have two children in their care who are currently studying and who help them with household chores. Martha works as a maid... More from Martha Lorena's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Martha Lorena to purchase construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 22, 2013
Jun 10, 2013
Currency Exchange Loss:
Apr 16, 2014