A loan of $5,450 helped to cover three new doors, locks, toys for the children and moving costs.

Patricia's story

Since Jan. 2, 1991, Patricia has been self-employed in her hometown of Birmingham, Alabama through her business W. Preschool.

The Christian learning institution is a place where three- and four-year-olds can prep for kindergarten. It’s a school Patricia describes as generational; the students she has taught in the past now have children she currently teaches.

Patricia began working with children in the 1980s as a social worker, but then lost her job. However, it wasn’t hard for her to get back on her feet. She was employed as a substitute teacher then as a teacher at different day care centers until she decided to open her own. “(Teaching) is my calling,” Patricia said.

Taking her calling seriously, Patricia is strict to decide who can work with her. Today, she employs four part-time and four full-time workers. Patricia describes her employees are life-time employees; some have worked with her until retirement. She plans to keep her preschool employed with the same familiar faces to provide a comfortable and trust-worthy learning environment.

The popularity of her preschool allows Patricia to continue accepting students. Her business has grown enough that she now needs to move from the home her preschool is housed in, to a larger facility.

While talking to the person who completes her payroll, Patricia noticed the facility she is moving into needed a lot of work; that’s when her payroll advisor informed her about nonprofit microlender Accion Texas Inc.

She applied and was approved for a loan to help repair the new building. Patricia needed three new doors, new locks, toys for the children and funds to cover the move.

She thanked Accion for the opportunity to expand her business and for trusting her: “The loan was truly a blessing for me. Without it, I would not have been able to move so soon.” Patricia said.

Loan details

Lenders and lending teams

Loan details