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Francisco is the proud owner of Covering America LLC, which has been in business for 20 years in South Texas. He understands the ins-and-outs of running a financially healthy business and how to reduce costs for himself and offer great prices for his customers.

With Accion Texas Inc. by his side, he was able to secure a loan to purchase equipment and build cash flow to grow his business. At this point in time, he has six contracts lined up with another four in the initial stages of negotiations. Francisco’s expertise is laser screed, a self-propelled four wheel unit that ensures accuracy and precision in laying concrete. The machine controls an area up to 1000 feet and guarantees a three millimeter accurate layout of concrete at each job. “My area of business is growing and with better equipment, I get better contracts.” Francisco said.

Based in Brownsville, Texas, Francisco has the ability to work throughout the booming coast town and to work with other partners in the oilfield industry. To secure more local contracts and grow his business in this area, Francisco worked with the Small Business Administration and Accion Texas Inc. to obtain his loan. “With Accion, I was able to expand my business capabilities and give my employees a healthy paycheck and keep them happy.” Francisco said. Francisco also used the loan to pay for maintenance on his machinery for continued use.

His plans are to grow at a steady rate and purchase more equipment to sustain all current operations. His target markets are small businesses and large corporations that may need subcontracting work.

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $5,450 helped Francisco to secure more projects and pay for maintenance on his machinery for continued use.
Repayment Term
32 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 25, 2013
Currency Exchange Loss:
Jun 24, 2013