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Wilber is 45 years old, married, and lives with his wife and two children. He wants this loan to buy farm supplies and to employ laborers. He would like to properly care for his crops so that he will enjoy better yields and therefore more income. Wilber hopes, in the future, to be able to provide his family with a better quality of life and better financial stability. He hopes to continue growing both as a person and as a farmer.

This is the first loan that Wilber has received from FUDECOSUR. He has not received any previous loans from state banks but FUDECOSUR offered him this loan with better terms and a much lower interest rate.
View original language description ↓
Wilber tiene la edad de 45 años, está casado y vive con la esposa y dos hijos actualmente. El crédito lo quiere para la compra de insumos y ayudarse con la mano de obra. El desea darle el adecuado mantenimiento al cultivo para que este le permita tener una mayor producción y así tener mayores ingresos económicos. El espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productor. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 502.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Wilber to buy farm supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 23, 2013
May 25, 2013
Currency Exchange Loss:
Jun 18, 2015