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K.k Group
In this Group: Karen Maria , Antonio Miguel, Marisol
This group is made up of three members who are successful entrepreneurs. One of the members is Karen, who is 28 years old, married, and has one young child. Her business for three years now is selling cosmetics and new adult clothing from place-to-place to employees of public and private schools and to the community in general.

Karen is requesting a loan to buy clothing and cosmetics such as Body by Victoria by Victoria’s Secret, Victoria’s Secret cream and perfume, women’s Holmar pants, Levy’s pants, and men’s Nautica shirts and shorts, among others.

Antonio is 46 years old and his business is selling pork and beef. Marisol is 39 years old and her business is selling clothing and cosmetics.
View original language description ↓
Grupo está formado por tres socios emprendedores de éxitos una de ellas es Karen mujer de 28 años de edad, casada con un hijo menor en edad, su negocio es la venta de cosméticos y ropa nueva adulta ambulante a empleados de colegios públicos y privados y a la comunidad desde hace tres años. el crédito lo invertirá en la compra de ropa y cosméticos como bodi victoria secret, perfume victoria secret, crema victoria secret, pantalón Holmar, de mujer, pantalón Levy, camisas náuticas de hombre, shores náuticas, etc., Antonio tiene 46 años de edad y su negocio es la venta de cerdo y res y Marisol tiene 39 años de edad su negocio es la venta de ropa y cosméticos.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of K.k Group's $1,450 loan helped a member to buy clothing and cosmetics for resale such as Body by Victoria by Victoria’s Secret, Victoria’s Secret cream and perfume, women’s Holmar pants, Levy’s pants, and men’s Nautica shirts and shorts, among others.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 25, 2013
Currency Exchange Loss:
Nov 17, 2013