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Cielo Azul Group
In this Group: Yokasta Lorena , Humberto Jose, Carla Regina
This group is made up of three enterprising, hardworking members. Yokasta is one of them and she is 47 years old, single, and has been making and selling purses for three years. She sells her products in the capital city's original market. She will use the money from this loan to buy supplies such as 50 yards of fabric, 30 yards of zipper, 8 lbs of covering, 3 dozen plastic fasteners, 3 yards of leather, etc.

Humberto is 32 years old and sells pants; Carla is 30 and sells honey.
View original language description ↓
Grupo formado por tres socios emprendedores, trabajadores una de ellas es Yokasta mujer de 47años de edad, soltera, tiene tres años de fabricar y vender bolsos, los productos los vende en el mercado oriental de la capital, su crédito lo invertirá en la compra de materia prima como 50 yardas de tela, 30 yardas de zipper, 8lbs de forros, 3 docenas de reguladores de plásticos, 3 yardas de tela de cuerina etc., Humberto hombre de 32 años y su negocio es la venta de pantalón y Carla tiene 30 años de edad y su negocio es la venta de miel de abeja.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Cielo Azul Group's $575 loan helped a member to buy supplies.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 26, 2013
Currency Exchange Loss:
Sep 27, 2013