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Arselia Epifania

Update on Arselia Epifania

Arselia continues with her business of preparing and selling breakfasts. She says that it is going very well and that she used her last loan to buy flour to make empanadas. Her business and customer base have grown, and so have her revenues. At this moment she requests a loan to buy ingredients for the preparation of breakfasts, such as sugar and flour, coffee and different types of teas at wholesale. She is happy and thankful for the new opportunity.
View original language description ↓
La Sra. Arselia sigue con la actividad de la elaboración y venta de desayunos cuenta que le va muy bien, el anterior crédito lo utilizo en la compra de harina para la elaboración de empanadas, creció en su actividad e incremento su clientela, y por ende sus ingresos económicos, en esta ocasión solicito el crédito para la compra de insumos para la elaboración de desayunos como azúcar y harina, café y distintos mates por mayor, se siente feliz y agradecida por esta nueva oportunidad que le brindan.

Previous Loan Details

Sra. Arselia was born in Araní Cochabamba and has four children, some of whom are already independent. Her husband is Sr. Fernando, age 40. They left her hometown and came to La Guardia in search of better opportunities. After joining a union of small merchants, Arselia was able to acquire a v... More from Arselia Epifania's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 126
    View loans »
    Bolivia Loans Fundraising
  • $34,688,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Arselia Epifania to buy supplies to prepare breakfasts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 10, 2013
May 24, 2013
Currency Exchange Loss:
Jul 17, 2014
This photo was used before for a previous loan for Arselia Epifania. It was first posted on Kiva on Aug, 2011. Learn More